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Terms & Conditions

Effective Date: June 2026

Welcome to the Columbia Basin Benefits website. By accessing or using this website, you agree to the following Terms & Conditions. If you do not agree with these terms, please do not use this website.


Website Use

The information provided on this website is intended for general informational purposes only and should not be considered legal, financial, medical, or insurance advice.

Your use of this website does not establish a client relationship with Columbia Basin Benefits unless specifically agreed upon through direct communication and service engagement.

You agree to use this website only for lawful purposes and in a manner that does not interfere with the operation or security of the site.


No Guarantee of Coverage

Information presented on this website regarding insurance products, employee benefits, or coverage options is provided as general information only.

Coverage availability, eligibility, pricing, terms, and conditions may vary based on:

  • Insurance carriers
  • Individual circumstances
  • Business size
  • Location
  • Underwriting approval
  • Applicable laws and regulations

Submitting information through this website does not guarantee approval, enrollment, or coverage.


Accuracy of Information

We strive to keep all information on this website accurate and up to date. However, Columbia Basin Benefits makes no warranties or guarantees regarding:

  • Completeness
  • Accuracy
  • Reliability
  • Availability
  • Timeliness of information

We reserve the right to modify website content at any time without notice.


Third-Party Links

This website may contain links to third-party websites or external resources. These links are provided for convenience only.

Columbia Basin Benefits does not endorse or control third-party websites and is not responsible for their:

  • Content
  • Security
  • Privacy practices
  • Availability

Users access third-party websites at their own risk.


Intellectual Property

All content on this website, including but not limited to:

  • Text
  • Graphics
  • Logos
  • Images
  • Layouts
  • Design elements
  • Website content

is the property of Columbia Basin Benefits or its licensors and may not be copied, reproduced, distributed, or used without written permission.


Limitation of Liability

To the fullest extent permitted by law, Columbia Basin Benefits shall not be liable for any damages arising from:

  • Use of this website
  • Inability to access the website
  • Reliance on website content
  • Technical issues or interruptions
  • Errors or omissions in content

All website content is provided β€œas is” without warranties of any kind.


Privacy

Your use of this website is also governed by our Privacy Policy. Please review the Privacy Policy to understand how information may be collected and used.


Electronic Communications

By submitting forms or contacting us through the website, you consent to receive communications from Columbia Basin Benefits electronically, including by:

  • Email
  • Phone
  • Text message (when appropriate)

Standard messaging or data rates may apply.


Secure Information

Please do not submit highly sensitive personal information such as:

  • Social Security numbers
  • Medical records
  • Financial account information

through unsecured website forms or standard email communications unless specifically instructed through a secure method.


Changes To Terms

Columbia Basin Benefits reserves the right to update or modify these Terms & Conditions at any time without prior notice.

Continued use of the website after changes are posted constitutes acceptance of the updated terms.


Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of Washington.


Contact Information

Columbia Basin Benefits

πŸ“ 8378 W. Grandridge Blvd Suite #110
Kennewick, WA 99336

πŸ“ž (509) 221-1996

βœ‰οΈ mike@columbiabasinbenefits.net